While you do not need an accident lawyer to settle your car crash injury claim, you should be aware of many serious mistakes that you can make without an experienced attorney on your side. First, the insurance adjuster may not disclose all of the potential insurance policies or limits that might apply to your claim. You may also not know the real value of your case and this could result in you settling for substantially less money than you could receive otherwise.
Furthermore, there are potential liens that you might be responsible for paying back out of your Michigan car accident settlement that you are unaware of, but will still have to pay back at a later date. Additionally, you could be jeopardizing your no-fault insurance benefits by signing a Release when you settle your liability claim. This could have devastating consequences.
Insurance studies have shown that injury victims actually receive substantially larger settlements when they hire a lawyer for their case, even after paying the attorney fees. This is because insurance companies know that they cannot get “low ball” settlements with experienced attorneys who know and understand the value of an injury. One study showed that a majority of accident victims who hired a lawyer believed that they received a much greater settlement than if they tried to settle their own case.
Determining the Amount of an Accident Settlement
There is no calculator or written schedule to determine the proper Michigan car accident settlement amount for a case. While a person may come across some methods online for estimating a settlement, these are most likely outdated and no longer used by law firms or insurance adjusters. Furthermore, these formulas were more than likely never used for accidents in Michigan because of the state’s unique No-Fault insurance system.
Factors used to determine the amount of a car crash settlement in Michigan include the seriousness and permanence of the injuries, as well as the effect of the injuries on the victim’s life. Other factors include the length of medical treatment, the amount of lost income, and the insurance policy coverage available for the accident—such as the policy limits for the negligent driver and whether other types of coverage, like uninsured motorist or underinsured motorist coverage, existed at the time of the accident. Additional questions to consider include:
- Who was at fault for a car accident?
- Did the claimant miss time from work due to their injuries?
- What type of auto insurance did the negligent driver have at the time of the crash?
- Did the owner of the car involved in the wreck have an insurance policy?
- Who is the lawyer representing a claimant in their case?
How Much Are Michigan Car Accident Settlements Worth?Our accident injury attorneys rely on our skills and experience to try to win our clients the highest possible settlements. We settle a majority of our cases for the maximum amount before they go to court. Below are examples of car injury cases handled by our law firm:
Lansing area woman who suffered a brain injury in an accident on I-96.
In a Shiawassee County fatal accident involving a car driven by a car dealership employee.
Woman who suffered spinal cord injury in a Detroit car accident that caused paralysis.
Against a negligent driver for hitting a bicyclist in a Detroit suburb.
In an Eaton County, Michigan wrongful death settlement.
In St. Clair County for a woman who suffered serious injuries in a car accident.
For an I-94 auto accident near Ann Arbor.
For a Detroit man who suffered a fractured pelvis from in a highway shoulder accident.
Other Settlements for Auto Accidents in Michigan
- $15,000,000 auto negligence settlement. A passenger of slow-moving farm equipment was injured when another motor vehicle rear-ended it. The passenger became a quadriplegic and suffered spinal cord injuries, closed-head injuries, and seizures.
- $7,000,000 fatal car accident settlement. A passenger was killed in an Oakland County car accident due to the negligence of the at-fault driver.
- $6,872,931 jury verdict. A passenger was injured in a Dearborn car accident when it was rear-ended by another vehicle. The passenger suffered post-concussive syndrome, rotator cuff tears, and a cervical disc herniation which required surgery.
- $5,000,000 auto negligence settlement. A passenger was injured in an Interstate 475 collision when a semi-truck drove through the median and struck the passenger head-on. The passenger suffered from major orthopedic, brain, and internal injuries.
- $2,325,000 auto crash jury verdict. Two passengers were injured in a car accident when a propane trailer struck their vehicle. The passengers suffered from traumatic brain injury, foot fractures, and pelvic fractures requiring a hip replacement.
- $1,750,000 settlement in an auto accident lawsuit. A passenger was injured when the driver of a pickup truck ran a stop sign and turned left into oncoming traffic. The passenger suffered from a fractured spine and ribs.
- $1,500,000 third-party Macomb County auto accident settlement. The passenger suffered extensive injuries and long-term disability.
- $1,000,000 auto injury settlement. A truck driver was injured in a T-bone auto accident by another driver and suffered permanently disabling injuries, including a disc herniation which required surgery.
How Long Does it Take to Get a Settlement From a Car Crash?
Of course, the length of time that it takes to get paid a car injury settlement is different in every case. Some cases, for example, may settle quickly because the injuries are substantial and the insurance policy limit is low. Therefore, the adjuster simply pays the entire policy right away. However, many cases could take up to a year or more to get a settlement check after an accident because the victim is still recovering and the future effect of the injuries are unknown.
In most cases, a person should receive their settlement check within thirty days of signing the Settlement Release Agreement and sending it back to the insurance adjuster or defense attorney. Cases involving minor children or wrongful death may take slightly longer because a court hearing must be held to have the settlement approved by the judge.
How an Attorney Might Help with a Michigan Car Accident Settlement
Winning a settlement for your Michigan car accident injuries is a job for a tenacious and well-versed attorney. After a wreck, you may be entitled to several different types of compensation under Michigan’s car crash laws, which may include your right to No-Fault Insurance benefits, as well as a settlement for your personal injury damages against the driver that caused the collision.
Under many circumstances, you may be able to get compensated for the lost wages you suffered from missed work, as well as payment for medical expenses, attendant care services, and household services benefits. At Buckfire & Buckfire, our team of compassionate and seasoned attorneys could work tirelessly to get you the Michigan car accident settlement you need. Call today to discuss your legal options and proceed with a claim.
- 29000 Inkster Road
Southfield, MI 48034
- Phone: (248) 595-7544
- 19 Clifford St.
Suite 805 Merchants Row
Detroit, MI 48226
- Phone: (313) 992-8281
- 1001 Woodward Ave.
Detroit, MI 48226
- Phone: (313) 777-8482
- 343 S. Main Street
Ann Arbor, MI 48104
- Phone: (734) 888-3003
- 51424 Van Dyke Ave
Shelby Township, MI 48316
- Phone: (586) 250-2626