Many motorists have questions regarding helmet laws, including the required coverage, stipulations of the law, and much more. It is important for any biker to understand these state-specific safety laws, as well as how they might impact them in the event of a crash.
If you are a motorcycle owner or are looking to become one, a knowledgeable lawyer could help to explain the Michigan motorcycle helmet laws. Furthermore, if you were injured in a motorcycle crash, a legal professional could help to assess the facts of your case and work to build a claim for compensation on your behalf.
- Are There Exceptions to Helmet Laws in Michigan?
- What Motorcycle Insurance Coverage Do I Need?
- Speak with an Attorney About Motorcycle Helmet Laws
Do I Have to Wear a Motorcycle Helmet in Michigan?
In Michigan, motorcyclists may be required to wear protective helmets under certain circumstances. Other riders and passengers are not required to wear helmets.
Under the Michigan motorcycle helmet laws , riders and passengers under age 21 must generally wear a helmet. However, for people over the age of 21 there are exemptions and a helmet is not required for the operator or passenger. The following conditions qualify for the exemption from wearing a motorcycle helmet:
- Motorcycle operators must have at least $20,000 in first-party medical benefits through their motorcycle insurance.
- Motorcycle operators must have held a motorcycle endorsement for a minimum of two years, or have completed and passed an approved motorcycle-safety class.
- Motorcycle passengers must have at least $20,000 in first-party medical insurance in addition to the insurance required of the motorcycle operator. Passengers may be covered by the operator’s policy or by their own medical insurance.
Operators and drivers under age 21 must wear a helmet that’s approved by the U.S. Department of Transportation. Those who operate a moped must also wear a helmet if they are on public roads and are under age 19. Violations of the Michigan motorcycle helmet law are civil infractions that can result in fines, but do not assess driving record points against the operator’s license.
Do Motorcycle Helmets Prevent Injuries?
According to the U.S. Centers for Disease Control and Prevention (CDC), helmets are estimated to prevent 37 percent of crash deaths among motorcycle riders and 41 percent of crash deaths for motorcycle passengers. A full-face helmet will give a biker the most protection—these types of helmets typically have moveable face shields that can protect a rider’s eyes. Some riders, on the other hand, choose a three-quarter open-face helmet, while others still choose half helmets that are more prone to falling off during a collision. When making a decision regarding which helmet to wear, it is important to choose one that is comfortably snug while also meeting the Department of Transportation (DOT) standards.
Some bikers choose not to wish wear helmets and that of course is their legal right. It is a freedom of choice decision and must be respected by the public, other motorists, and law enforcement agencies. The no helmet law issue was before lawmakers for many years before it passed and there is no reason to think it will revert back to a universal helmet requirement.
Can I Sue if I was not wearing a motorcycle helmet?
Yes. As motorcycle helmets are not required by law for most motorcyclists and passengers, an operator and passenger can still sue a negligent motorist for injuries caused in a crash.
Motorcycle accident lawsuits demand compensation for physical pain and suffering, mental anguish, and disability.
For cases involving a fatal motorcycle crash, the surviving family members can file a wrongful death lawsuit against the at-fault motorist. These cases demand compensation for the pain and suffering of the decedent from the time of accident until death and for the loss of society and companionship of the surviving family members.
What Motorcycle Insurance Coverage Do I Need?
For a Michigan insurance policy that includes first-party medical benefits, the coverage needs to include at least $20,000 for a no-passenger crash, as well as at least $20,000 per person for an accident with a passenger. However, if a passenger has security on their own motorcycle insurance policy of at least this same price, the injured motorcyclist must only have the minimum $20,000 coverage.
A Lawyer To Explain Michigan Motorcycle Helmet Laws
Knowing the Michigan motorcycle helmet law is important for a number of reasons. Firstly, it allows any motorcyclist to ride within state regulations, as well as to ensure they are as safe as possible on the roadways. Furthermore, adhering to state law may help an injured biker to collect compensation if the negligence of another motorist causes you to get into any type of accident.
To discuss your rights after a Michigan motorcycle accident, call Buckfire Law today. We charge no fees unless you win a settlement!
- 29000 Inkster Road
Southfield, MI 48034
- Phone: (248) 595-7544
- 19 Clifford St.
Suite 805 Merchants Row
Detroit, MI 48226
- Phone: (313) 992-8281
- 1001 Woodward Ave.
Detroit, MI 48226
- Phone: (313) 777-8482
- 343 S. Main Street
Ann Arbor, MI 48104
- Phone: (734) 888-3003
- 51424 Van Dyke Ave
Shelby Township, MI 48316
- Phone: (586) 250-2626
- 432 N. Saginaw Street
Flint, MI 48502
- Phone: (810) 818-8182