Michigan Medical Mileage Benefits After an Accident

If you were injured in a car accident in Michigan, you may be entitled to medical mileage reimbursement as part of your no-fault benefits. Medical mileage reimbursement is one of the Personal Injury Protection (PIP) benefits that car accident victims are entitled to under Michigan’s No-Fault law. 

Medical mileage benefits apply to a range of accident victims, including the driver, passengers, and pedestrians. The No-Fault law determines which insurer is responsible for paying these benefits through its ‘order of priority’ rules. 

Michigan’s no-fault law (MCL 500.3107) generally requires your auto insurance company to reimburse reasonable transportation costs when you travel to accident-related medical care.

• Which Transportation Costs Can Be Reimbursed?
• How to Claim Michigan Medical Mileage Benefits
• When to Contact a Michigan No-Fault Attorney About Medical Mileage

What Are Michigan Medical Mileage No-Fault Benefits?

Medical mileage is part of allowable expenses under MCL 500.3107(1)(a), which requires your auto insurer to cover transportation reasonably necessary for the treatment of accident-related injury. Medical mileage is a benefit provided to the insured through Michigan No-Fault personal protection insurance coverage. 

• Medical mileage reimbursement covers travel between the injured person’s home and medical providers for care directly tied to the crash. This benefit reimburses victims for transportation costs and expenses incurred for travel to and from medical appointments related to accident injuries. 
• Benefits apply regardless of who caused the accident if PIP coverage applies.
• Medical mileage reimbursement is a lifetime benefit, but you must file a mileage claim with the appropriate insurance carrier within one year of the date the mileage expense is incurred. 
• Common reimbursable trips: ER follow-ups, specialists (orthopedists, neurologists), physical therapy, mental health counseling, imaging, surgery follow-ups, and pharmacy visits. 
• Family members who drive the victim can usually claim mileage as part of the injured person’s claim. 
• Medical mileage is separate from lost wages, attendant care, or household replacement services—but all fall under the pip benefits package. 

Which Transportation Costs Can Be Reimbursed?

Your auto insurance company should reimburse you for these travel expenses: 

• Per-mile payment for private vehicle travel to medical and rehabilitation appointments. 
• Parking fees at hospitals and clinics (keep receipts).
• Bridge and highway tolls. 
• Public transit fares for accident-related visits. 
• Rideshare and taxi fares when the injured person is unable to drive. 
• Out-of-town mileage for specialized medical care unavailable locally. 

Standard Rates and Limits for Michigan Medical Mileage

No single statutory rate exists. Each insurer sets its own reasonable reimbursement, often referencing IRS medical mileage rates. 

• Michigan carriers typically pay between $0.20 and $0.60 per mile, depending on the auto insurance policy and year. Reimbursement rates vary by carrier and may be as high as 55 cents a mile, but not all insurance companies consistently reimburse at the same rate. 
• Mileage reimbursement rates often track the federal mileage rate, typically between $0.58 and $0.66 per mile, and can vary between $0.30 and $0.57 per mile depending on the insurance company. 
• Rates should be reasonable considering fuel cost and comparable benchmarks. 
• For policies issued after July 1, 2020, mileage draws from your chosen PIP medical limit ($50,000 for Medicaid enrollees, $250,000, $500,000, or unlimited coverage). The No-Fault medical coverage available is limited by the coverage level chosen by the driver after July 1, 2020. 
• Pre-reform accidents may have unlimited coverage depending on policy renewal date, but other benefits may be limited by law or policy. 

How to Claim Michigan Medical Mileage Benefits

Organization and strict deadlines determine whether you obtain full reimbursement. 

• File your Application for No-Fault Benefits with the correct insurer within one year of the crash date. 
• Maintain a mileage log from day one: record date, provider name, address, purpose, odometer readings, and round-trip total. 
• Car accident victims should keep a detailed record of their mileage and transportation expenses and submit that information to their No-Fault insurance company along with their other accident-related treatment bills to help prove their claim. 
• Document every trip with details such as the date, destination, purpose of the visit, and total miles driven—this documentation will help prove your reimbursement claim. 
• Attach supporting documentation (appointment cards, visit summaries, bills proving accident-related care). 
• Submit through your insurer’s forms or portal—some require monthly or quarterly submissions. 

Deadline warning: Under MCL 500.3145’s one-year-back rule, you cannot recover medical expenses incurred more than one year before your written claim for that expense.

When to Contact a Michigan No-Fault Attorney About Medical Mileage

Contact an award-winning attorney at The Buckfire Law Firm if your auto insurance company has denied or improperly delayed payments for your medical mileage. We will assist you with your claim and investigate whether you have other claims that were improperly denied. 

We charge no fees unless you get paid, and it costs no money to start your case! 

Legally reviewed by:

Lawrence J. Buckfire, J.D., Lead Trial Attorney at Buckfire Law
Lawrence J. Buckfire, J.D. has over 30 years of experience specializing in personal injury and wrongful death cases. He earned his undergraduate degree from the University of Michigan and attended Wayne State University School of Law. Lawrence has been named a Super Lawyer, U.S. News Best Lawyer, and in The National Trial Lawyers-Top 100 Trial Lawyers.
Date of Review: Mar., 2026