When a person suffers an injury in a car accident, they might be unable to work, let alone complete daily tasks and household chores and instead have to rely on their family and friends for these services. Under Michigan’s no-fault insurance law, these tasks are known as replacement service expenses.

If you were injured in a crash and are looking to pursue some form of compensation, consider reaching out to a knowledgeable lawyer to discuss replacement service benefits in Michigan. If a claim is successful, you might be able to receive help for services for numerous daily activities and chores. By working with a well-versed attorney, you could have help with each step of understanding and pursuing these benefits.

Defining Replacement Service Benefits

Section 3107(1)(c) of the Michigan No-Fault Act entitles the victim of a car wreck to be compensated for replacement service expenses. Essentially, under this section, an injured person might be reimbursed for services provided by others for his or her benefit. These service expenses commonly include:

  • Cooking
  • Vacuuming
  • Cleaning and dusting
  • Laundry
  • Cutting the grass
  • Taking out the garbage
  • Shoveling snow

These and other general housekeeping chores and maintenance activities might all be covered under these benefits, which can be provided by family and friends. During this time, it is important to document the services that are being provided, so that a claim can then be submitted to the no-fault insurer. However, these benefits are capped at $20 per day and are limited to three years from the date of the accident.

How to Submit a Claim for Benefits

A claim for replacement service benefits must be submitted to the insurance adjuster assigned to the person’s claim. To file a household service claim, an applicant needs a prescription from their doctor for the services they have requested. Essentially, much like an attendant care claim, a written claim should be submitted to the insurer with:

  • The name of the injured claimant
  • The name and address of the service provider
  • The days and number of hours the services were provided
  • The specific services provided
  • A note from a physician stating that the services are necessary—including the number of days or hours needed. For more information, see an Attending Physicians Report

The insurance company has thirty days to pay you after the form was sent to the adjuster. If benefits are not granted, a person might wish to contact a seasoned attorney for help with what to do next.

Call a Lawyer to Discuss Seeking Replacement Service Benefits in Michigan

Replacement service benefits offered in Michigan might prove helpful if you were injured in a car accident and are unable to perform daily activities and household chores. However, there are numerous steps to pursuing a claim for these benefits, which might prove difficult while you are still recovering from an injury.

A compassionate lawyer at Buckfire & Buckfire, P.C. might be able to help. By working with a dedicated attorney, you could rest assured that a legal professional is on your side. To schedule a consultation, call today.

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