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What are replacement services?
Oftentimes, a person sustains serious injuries as a result of a Michigan car accident, which renders him or her unable to do things that he or she was able to do prior to being injured. Sometimes, the injured person has to hire professional companies to clean the house, cut the lawn, shovel the snow, etc. More often, the injured person relies on family and friends to do these things. These types of services are commonly referred to as "Replacement Service Expenses."
Section 3107(1)(c) of the Michigan No-Fault Act is the specific statutory section that entitles auto accident victims to be compensated for Replacement Service Expenses." Under this section, an injured person may be reimbursed for services provided by others for his or her benefit. These services are capped at $20.00 per day and are limited to three (3) years from the date of the accident. Replacement Service Expenses commonly include, things such as housekeeping, laundry, home and yard maintenance, etc. It is important not to confuse Replacement Service Expense with Attendant Care benefits, which are not capped at $20.00 per day. These benefits are often up to $20.00 per hour, not per day.
Replacement Services can be provided by family and friends. It is important to document the services being provided so that a claim can be submitted to the No-Fault insurer. Much like an Attendant Care claim, a written claim should be submitted to the insurer with the (1) the name of the injured claimant; (2) the name and address of the service provider; (3) the days and number of hours the services were provided; (4) the specific services provided; and (5) a note from a physician stating that the services are necessary, including the number of days/hours needed (See e.g. Attending Physicians Report).
A detailed explanation on how to receive these benefits and precisely what benefits are available to an accident injury victim are contained in "The Ultimate Michigan Car Accident Handbook."
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Testimonials
The insurance company refused to pay my benefits. Mr. Buckfire filed a lawsuit against them and made them pay every penny that they owed... Every time I see my doctor, I thank her again for the referral to Buckfire & Buckfire.
Michael M.
Southern California
Because of his efforts, we proved that the other driver was at fault and the driver's insurance company paid a significant settlement for our injury claims... Hiring his firm to represent my son and myself was the best decision I could have possibly made. Many thanks for the great work.
Kathy G.
Imlay City, Michigan
My husband died when a truck left the roadway and struck him. He was off the shoulder of the roadway helping another motorist pull his car out of a snow bank The work that they did helped me settle my Michigan wrongful death case for $1,600,000.00. Their knowledge of law was second to none and they hired the best experts to prove my case.
Tracy R.
Troy, MI
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FAQs
Michigan No-Fault Insurance Lawyers
- I was injured in a Michigan car accident and need someone to care for me while I recover. Does my insurance company have to pay for this service?
- My Michigan car insurance company sent me to one of their doctors and then cut off my benefits. I still need treatment and cannot work. What can I do?
- Does my Michigan auto insurance company pay my medical bills if I am injured in a Michigan car accident?